3 papers
cs.CY2025
Discrimination and AI in insurance: what do people find fair? Results from a survey
Frederik Zuiderveen Borgesius, Marvin van Bekkum, Iris van Ooijen +3
Two modern trends in insurance are data-intensive underwriting and behavior-based insurance. Data-intensive underwriting means that insurers analyze more data for estimating the cl…
cs.CY2025
AI, insurance, discrimination and unfair differentiation. An overview and research agenda
Marvin S. L. van Bekkum, Frederik Zuiderveen Borgesius, Tom Heskes
Insurers underwrite risks: they calculate risks and decide on the insurance price. Insurers seem captivated by two trends enabled by Artificial Intelligence (AI). First, insurers c…
cs.CY2025
Using sensitive data to de-bias AI systems: Article 10(5) of the EU AI Act
Marvin van Bekkum
In June 2024, the EU AI Act came into force. The AI Act includes obligations for the provider of an AI system. Article 10 of the AI Act includes a new obligation for providers to e…