activity
20172026
most citedThe Value of Big Data for Credit Scoring: Enhancing Financial Inclusion using Mobile Phone Data and Social Network Analytics

218 citations · 418 across the 25 of their papers we have counts for

collaborators

28 papers

cs.LG2026

Foundation Models for Credit Risk Prediction: A Game Changer?

Bart Baesens, Andreas Goethals, Stefan Lessmann +10

Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses. Extensive research has…

cs.AI2025★ 2 cited

On the Performance of LLMs for Real Estate Appraisal

Margot Geerts, Manon Reusens, Bart Baesens +2

The real estate market is vital to global economies but suffers from significant information asymmetry. This study examines how Large Language Models (LLMs) can democratize access…

cs.SI2025

GARG-AML against Smurfing: A Scalable and Interpretable Graph-Based Framework for Anti-Money Laundering

Bruno Deprez, Bart Baesens, Tim Verdonck +1

Money laundering, a global problem estimated to account for 2%-5% of the global GDP, required regulators to enforce stringent rules on financial institutions to combat it. One prom…

cs.CL2025

Are Economists Always More Introverted? Analyzing Consistency in Persona-Assigned LLMs

Manon Reusens, Bart Baesens, David Jurgens

Personalized Large Language Models (LLMs) are increasingly used in diverse applications, where they are assigned a specific persona - such as a happy high school teacher - to guide…

cs.LG2025★ 12 cited

Advances in Continual Graph Learning for Anti-Money Laundering Systems: A Comprehensive Review

Bruno Deprez, Wei Wei, Wouter Verbeke +3

Financial institutions are required by regulation to report suspicious financial transactions related to money laundering. Therefore, they need to constantly monitor vast amounts o…

cs.CL2024★ 3 cited

Native Design Bias: Studying the Impact of English Nativeness on Language Model Performance

Manon Reusens, Philipp Borchert, Jochen De Weerdt +1

Large Language Models (LLMs) excel at providing information acquired during pretraining on large-scale corpora and following instructions through user prompts. This study investiga…