Constraint-Reduced MILP with Local Outlier Factor Modeling for Plausible Counterfactual Explanations in Credit Approval

Trung Nguyen Thanh, Huyen Giang Thi Thu, Tai Le Quy +1

Counterfactual explanation (CE) is a widely used post-hoc method that provides individuals with actionable changes to alter an unfavorable prediction from a machine learning model.…