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cs.MA2024
Simulate and Optimise: A two-layer mortgage simulator for designing novel mortgage assistance products
Leo Ardon, Benjamin Patrick Evans, Deepeka Garg +3
We develop a novel two-layer approach for optimising mortgage relief products through a simulated multi-agent mortgage environment. While the approach is generic, here the environm…
cs.MA2024
A Heterogeneous Agent Model of Mortgage Servicing: An Income-based Relief Analysis
Deepeka Garg, Benjamin Patrick Evans, Leo Ardon +5
Mortgages account for the largest portion of household debt in the United States, totaling around $12 trillion nationwide. In times of financial hardship, alleviating mortgage bur…