2 papers
econ.GN2025
Liquidity Shocks, Homeownership, and Income Inequality: Impact of Early Pension Withdrawals and Reduced Deposit
Hamza Hanbali, Gaurav Khemka, Himasha Warnakulasooriya
The paper analyzes two government policies affecting housing demand: early withdrawal from pension savings (EW), and reduction of loan deposit (RD). A model incorporating demand fe…
econ.TH2025
Pricing insurance policies with offsetting relationship
Hamza Hanbali
This paper investigates the benefits of incorporating diversification effects into the pricing process of insurance policies from two different business lines. The paper shows that…