3 papers
cs.AI2026
Governing the Edge: Automating Commercial Property and Casualty Insurance Underwriting via a Hybrid Local-Cloud Multi-Agent Framework
Vivek Kumar Singh, Gautam Bhowmick
Underwriters in commercial Property and Casualty (P&C) insurance spend 30 to 40% of their time on administrative work rather than risk judgment, and a single submission takes about…
cs.AI2026
Planner-as-Router: Joint Plan-Time Model Routing for Cost-Efficient Multi-Agent Workflows
Vivek Kumar Singh, Preeti Priyam, Gautam Bhowmick
Running large language model (LLM) agents in production gets expensive fast. A frontier model (the largest, most capable tier) is accurate but can cost 25 times what a small model…
cs.AI2026
Total Cost of Agency: Exact Attribution of Memory Injection Cost in Multi-Agent LLM Workflows
Vivek Kumar Singh, Preeti Priyam, Gautam Bhowmick
Every node in a multi-agent large language model (LLM) workflow retrieves context from memory and injects it into its prompt, where those injected tokens are billed as input tokens…