2 papers
cs.CY2026
A Cross-Country Evaluation of Sentiment Toward Digital Payment Systems in Africa
Isabel Agadagba, Triphonia Kilasara, Takudzwa Tarutira +8
Digital payment systems have become a cornerstone of consumer finance in Africa. Prominent payment categories include money transfer applications, mobile money, cryptocurrencies, s…
cs.CR2025
Design and Evaluation of Privacy-Preserving Protocols for Agent-Facilitated Mobile Money Services in Kenya
Karen Sowon, Collins W. Munyendo, Lily Klucinec +6
Mobile Money (MoMo), a technology that allows users to complete financial transactions using a mobile phone without requiring a bank account, is a common method for processing fina…