4 papers
zScore-N: A Neural Network for On-Chain Wallet Reputation Scoring
Girish G N, Ashutosh Sahoo, Akshay SP +2
Wallet reputation scores decide who receives an airdrop, who can borrow, and who enters an allowlist across decentralised finance. They almost always begin as hand-written formulas…
zLend: A Dual-Scope Cash-Flow Reconstruction Framework for On-Chain Credit Underwriting
Girish G N, Ashutosh Sahoo, Akshay SP +2
Decentralized lending lacks a credit bureau: a borrower's capacity to repay must be inferred entirely from public on-chain activity, without income verification or a liability reco…
Self-Explaining Segment Trees: A KPI-Conditioned Segmentation Framework for Business Analytics with Node-Level Explanation via Recursive Subspace Partitioning
Girish G N, Dhanashekar Kandaswamy
Business users confronted with a moving metric need to know which part of their data moved and why. Existing data-explanation methods typically return predicates: conjunctions of a…
ZAPs: A Reward Attribution Framework for DeFi Ecosystems with Adversarial-Robust Scoring via Parallel Anomaly Ensemble Detection
Girish G N, Ashutosh Sahoo, Ajay Bhat +4
Incentive programs are central to user acquisition in decentralized finance, but many reward systems rely on raw volume, transaction count, and wallet count, making them vulnerable…