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researcher

Cai Zhi

1 paper here

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author position
  • middle author1

Across the 1 of 1 paper where every author was matched, so the position is known.

fields
  • q-fin.RM1

identity via Semantic Scholar / OpenAlex

collaborators

1 paper

q-fin.RM2026

DTD-VAE: Disentangled Temporal Dependencies VAE for Credit Risk Prediction

Xiaobo Guo, Lu-an Dong, Yanbo Wang +3

Evaluating customer creditworthiness is crucial for retail banking operations, as it impacts marketing strategies, customer relationship management, and credit risk control. Tradit…

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Not affiliated with arXiv. Researcher data from Semantic Scholar (ODC-BY) and OpenAlex.