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stat.AP2026
Bayesian spatial modelling framework for assessing residential flood risk in property insurance
Mulah Moriah, Franck Vermet, Pierre Ailliot +2
Spatial heterogeneity in insurance risk modelling is often represented using coarse areal structures, which can obscure fine-scale patterns critical for accurate risk assessment. T…
stat.AP2026
Contributions of geolocated weather and building related data for insurance assessment of flood risks
Mulah Moriah, Franck Vermet, Pierre Ailliot +2
Floods rank among the costliest natural hazards, causing over USD 100 billion in insured losses between 2013 and 2023. In France, persistent deficits in the natural catastrophe sch…