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cs.LG2025
Accept or Deny? Evaluating LLM Fairness and Performance in Loan Approval across Table-to-Text Serialization Approaches
Israel Abebe Azime, Deborah D. Kanubala, Tejumade Afonja +4
Large Language Models (LLMs) are increasingly employed in high-stakes decision-making tasks, such as loan approvals. While their applications expand across domains, LLMs struggle t…
cs.LG2025
A Causal Framework to Measure and Mitigate Non-binary Treatment Discrimination
Ayan Majumdar, Deborah D. Kanubala, Kavya Gupta +1
Fairness studies of algorithmic decision-making systems often simplify complex decision processes, such as bail or loan approvals, into binary classification tasks. However, these…
cs.LG2025
Measuring Fairness in Financial Transaction Machine Learning Models
Deniz Sezin Ayvaz, Lorenzo Belenguer, Hankun He +12
Mastercard, a global leader in financial services, develops and deploys machine learning models aimed at optimizing card usage and preventing attrition through advanced predictive…