5 papers
CLARity: Reasoning Consistency Alone Can Teach Reinforced Experts
Jiuheng Lin, Cong Jiang, Zirui Wu +2
Training expert LLMs in domains with scarce data is difficult, often relying on multiple-choice questions (MCQs). However, standard outcome-based reinforcement learning (RL) on MCQ…
TREASURE: The Visa Payment Foundation Model for High-Volume Transaction Understanding
Chin-Chia Michael Yeh, Uday Singh Saini, Xin Dai +12
Payment networks form the backbone of modern commerce, generating high volumes of transaction records from daily activities. Properly modeling this data can enable applications suc…
TransactionGPT
Yingtong Dou, Zhimeng Jiang, Tianyi Zhang +26
We present TransactionGPT (TGPT), a foundation model for consumer transaction data within one of the world's largest payment networks. TGPT is designed to understand and generate t…
Understanding LLM Evaluator Behavior: A Structured Multi-Evaluator Framework for Merchant Risk Assessment
Liang Wang, Junpeng Wang, Chin-chia Michael Yeh +6
Large Language Models (LLMs) are increasingly used as evaluators of reasoning quality, yet their reliability and bias in payments-risk settings remain poorly understood. We introdu…
TiCT: A Synthetically Pre-Trained Foundation Model for Time Series Classification
Chin-Chia Michael Yeh, Uday Singh Saini, Junpeng Wang +5
The ubiquity of time series data creates a strong demand for general-purpose foundation models, yet developing them for classification remains a significant challenge, largely due…