6 citations · 9 across the 3 of their papers we have counts for
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cs.SI2022★ 1 cited
On the dynamics of credit history and social interaction features, and their impact on creditworthiness assessment performance
Ricardo Muñoz-Cancino, Cristián Bravo, Sebastián A. Ríos +1
For more than a half-century, credit risk management has used credit scoring models in each of its well-defined stages to manage credit risk. Application scoring is used to decide…
cs.SI2021★ 2 cited
On the combination of graph data for assessing thin-file borrowers' creditworthiness
Ricardo Muñoz-Cancino, Cristián Bravo, Sebastián A. Ríos +1
The thin-file borrowers are customers for whom a creditworthiness assessment is uncertain due to their lack of credit history; many researchers have used borrowers' relationships a…