2 papers
stat.ML2022
Explaining Adverse Actions in Credit Decisions Using Shapley Decomposition
Vijayan N. Nair, Tianshu Feng, Linwei Hu +3
When a financial institution declines an application for credit, an adverse action (AA) is said to occur. The applicant is then entitled to an explanation for the negative decision…
stat.ML2021
Bias, Fairness, and Accountability with AI and ML Algorithms
Nengfeng Zhou, Zach Zhang, Vijayan N. Nair +3
The advent of AI and ML algorithms has led to opportunities as well as challenges. In this paper, we provide an overview of bias and fairness issues that arise with the use of ML a…