2 papers
q-fin.GN2018
Private Information, Credit Risk and Graph Structure in P2P Lending Networks
J. Christopher Westland, Tuan Q. Phan, Tianhui Tan
This research investigated the potential for improving Peer-to-Peer (P2P) credit scoring by using "private information" about communications and travels of borrowers. We found that…
econ.EM2018
Prediction of Shared Bicycle Demand with Wavelet Thresholding
J. Christopher Westland, Jian Mou, Dafei Yin
Consumers are creatures of habit, often periodic, tied to work, shopping and other schedules. We analyzed one month of data from the world's largest bike-sharing company to elicit…