2 papers
cs.LG2021
Enhancing User' s Income Estimation with Super-App Alternative Data
Gabriel Suarez, Juan Raful, Maria A. Luque +2
This paper presents the advantages of alternative data from Super-Apps to enhance user' s income estimation models. It compares the performance of these alternative data sources wi…
q-fin.GN2020
Super-App Behavioral Patterns in Credit Risk Models: Financial, Statistical and Regulatory Implications
Luisa Roa, Alejandro Correa-Bahnsen, Gabriel Suarez +3
In this paper we present the impact of alternative data that originates from an app-based marketplace, in contrast to traditional bureau data, upon credit scoring models. These alt…