6 citations · 8 across the 3 of their papers we have counts for
3 papers
Buy Now, Pay Later (BNPL)...On Your Credit Card
Benedict Guttman-Kenney, Christopher Firth, John Gathergood
We provide the first economic research on `buy now, pay later' (BNPL): an unregulated FinTech credit product enabling consumers to defer payments into interest-free instalments. We…
Levelling Down and the COVID-19 Lockdowns: Uneven Regional Recovery in UK Consumer Spending
John Gathergood, Fabian Gunzinger, Benedict Guttman-Kenney +2
We show the recovery in consumer spending in the United Kingdom through the second half of 2020 is unevenly distributed across regions. We utilise Fable Data: a real-time source of…
The English Patient: Evaluating Local Lockdowns Using Real-Time COVID-19 & Consumption Data
John Gathergood, Benedict Guttman-Kenney
We find UK 'local lockdowns' of cities and small regions, focused on limiting how many people a household can interact with and in what settings, are effective in turning the tide…