9 papers
A QUBO-Based Optimization Framework for ATM Cash Replenishment Scheduling
Riccardo Aiolfi, Giulia Montani, Valeria Zaffaroni +5
The management of cash replenishment in Automated Teller Machine (ATM) networks requires scheduling recharges in order to minimize operational costs while maintaining high service…
Digital Quantum Reservoir Computing for ATM Time Series Prediction
Chiara Vercellino, Giacomo Vitali, Valeria Zaffaroni +5
We investigate a digital quantum reservoir computing (QRC) framework for multi-step forecasting of automated teller machine (ATM) cash demand time series on near-term quantum devic…
Quantum Circuit-Based Adaptation for Credit Risk Analysis
Halima Giovanna Ahmad, Alessandro Sarno, Mehdi El Bakraoui +12
Noisy and Intermediate-Scale Quantum, or NISQ, processors are sensitive to noise, prone to quantum decoherence, and are not yet capable of continuous quantum error correction for f…
A new approach to rating scale definition with quantum-inspired optimization
Patrizio Spada, Laura Cappelli, Francesca Cibrario +7
In finance, assessing the creditworthiness of loan applicants requires lenders to cluster borrowers using rating scales. Financial institutions must define the scales in compliance…
Quantum Reservoir Computing for Credit Card Default Prediction on a Neutral Atom Platform
Giacomo Vitali, Chiara Vercellino, Paolo Viviani +9
In this paper, we define and benchmark a hybrid quantum-classical machine learning pipeline by performing a binary classification task applied to a real-world financial use case. S…
Implementing Credit Risk Analysis with Quantum Singular Value Transformation
Davide Veronelli, Francesca Cibrario, Emanuele Dri +4
The analysis of credit risk is crucial for the efficient operation of financial institutions. Quantum Amplitude Estimation (QAE) offers the potential for a quadratic speed-up over…