From the 1 of 3 linked papers with an AI index.
3 papers
econ.GN2026
Bank Runs With and Without Bank Failure
Sergio Correia, Stephan Luck, Emil Verner
The paper builds a large historical database of U.S. bank runs (1863‑1934) using large language models on newspaper archives and shows that runs are more common in weak banks but a…
econ.GN2026
Bank Failures: The Roles of Solvency and Liquidity
Sergio Correia, Stephan Luck, Emil Verner
Bank failures can stem from runs on otherwise solvent banks or from losses that render banks insolvent, regardless of withdrawals. Disentangling the relative importance of liquidit…
econ.GN2025
Failing Banks
Sergio Correia, Stephan Luck, Emil Verner
Why do banks fail? We create a panel covering most commercial banks from 1863 through 2024 to study the history of failing banks in the United States. Failing banks are characteriz…