218 citations · 811 across the 19 of their papers we have counts for
4 papers · 1 filter
Assessment of creditworthiness models privacy-preserving training with synthetic data
Ricardo Muñoz-Cancino, Cristián Bravo, Sebastián A. Ríos +1
Credit scoring models are the primary instrument used by financial institutions to manage credit risk. The scarcity of research on behavioral scoring is due to the difficult data a…
Influencer Detection with Dynamic Graph Neural Networks
Elena Tiukhova, Emiliano Penaloza, María Óskarsdóttir +5
Leveraging network information for prediction tasks has become a common practice in many domains. Being an important part of targeted marketing, influencer detection can potentiall…
Statistical network isomorphism
Pierre Miasnikof, Alexander Y. Shestopaloff, Cristián Bravo +1
Graph isomorphism is a problem for which there is no known polynomial-time solution. Nevertheless, assessing (dis)similarity between two or more networks is a key task in many area…
On the dynamics of credit history and social interaction features, and their impact on creditworthiness assessment performance
Ricardo Muñoz-Cancino, Cristián Bravo, Sebastián A. Ríos +1
For more than a half-century, credit risk management has used credit scoring models in each of its well-defined stages to manage credit risk. Application scoring is used to decide…