3 papers
cs.CY2026
When Personalization Becomes Bias: Structural and Discursive Religious Framing in AI-Generated Financial Advice
Muhammad Salar Khan, Hamza Umer, Hasan Mahmud +1
Large language models (LLMs) are increasingly integrated into financial advisory systems, yet their role in reproducing religious bias remains underexamined. This study provides sy…
cs.CY2025
Sacred or Secular? Religious Bias in AI-Generated Financial Advice
Muhammad Salar Khan, Hamza Umer
This study examines religious biases in AI-generated financial advice, focusing on ChatGPT's responses to financial queries. Using a prompt-based methodology and content analysis,…
econ.EM2020
Evaluating the Effectiveness of Regional Lockdown Policies in the Containment of Covid-19: Evidence from Pakistan
Hamza Umer, Muhammad Salar Khan
To slow down the spread of Covid-19, administrative regions within Pakistan imposed complete and partial lockdown restrictions on socio-economic activities, religious congregations…