364 citations · 380 across the 6 of their papers we have counts for
4 papers · 1 filter
Intelligent Credit Limit Management in Consumer Loans Based on Causal Inference
Hang Miao, Kui Zhao, Zhun Wang +4
Nowadays consumer loan plays an important role in promoting the economic growth, and credit cards are the most popular consumer loan. One of the most essential parts in credit card…
Large-scale Uncertainty Estimation and Its Application in Revenue Forecast of SMEs
Zebang Zhang, Kui Zhao, Kai Huang +3
The economic and banking importance of the small and medium enterprise (SME) sector is well recognized in contemporary society. Business credit loans are very important for the ope…
NetDP: An Industrial-Scale Distributed Network Representation Framework for Default Prediction in Ant Credit Pay
Jianbin Lin, Zhiqiang Zhang, Jun Zhou +5
Ant Credit Pay is a consumer credit service in Ant Financial Service Group. Similar to credit card, loan default is one of the major risks of this credit product. Hence, effective…
A Semi-supervised Graph Attentive Network for Financial Fraud Detection
Daixin Wang, Jianbin Lin, Peng Cui +7
With the rapid growth of financial services, fraud detection has been a very important problem to guarantee a healthy environment for both users and providers. Conventional solutio…