2 papers
cs.LG2022
Uncovering the Source of Machine Bias
Xiyang Hu, Yan Huang, Beibei Li +1
We develop a structural econometric model to capture the decision dynamics of human evaluators on an online micro-lending platform, and estimate the model parameters using a real-w…
q-fin.GN2020
Crowd, Lending, Machine, and Bias
Runshan Fu, Yan Huang, Param Vir Singh
Big data and machine learning (ML) algorithms are key drivers of many fintech innovations. While it may be obvious that replacing humans with machine would increase efficiency, it…