43 citations · 115 across the 17 of their papers we have counts for
18 papers
Retail Central Bank Digital Currency: Motivations, Opportunities, and Mistakes
Geoffrey Goodell, Hazem Danny Al-Nakib, Tomaso Aste
Nations around the world are conducting research into the design of central bank digital currency (CBDC), a new, digital form of money that would be issued by central banks alongsi…
Money: Who Has a Stake in the Most Value-Centric Common Design Material?
Ryan Bowler, Chris Speed, Geoffrey Goodell
Money is more than just a numeric value. It embodies trust and moral gravity, and it offers flexible ways to transact. However, the emergence of Central Bank Digital Currency (CBDC…
A non-custodial wallet for digital currency: design challenges and opportunities
Ryan Bowler, Geoffrey Goodell, Joe Revans +2
Central Bank Digital Currency (CBDC) is a novel form of money that could be issued and regulated by central banks, offering benefits such as programmability, security, and privacy.…
Response to "The digital pound: a new form of money for households and businesses"
Geoffrey Goodell
This document constitutes a response to a Consultation Paper published by the Bank of England and HM Treasury, "The digital pound: a new form of money for households and businesses…
Digital currency hardware wallets and the essence of money
Geoffrey Goodell
Many proposals for the design and implementation of digital wallets assume that the purpose of the wallet is to enable offline payments via custodial accounts, ignoring the real pr…
Token-Based Payment Systems
Geoffrey Goodell
In this article, we consider the roles of tokens and distributed ledgers in digital payment systems. We present a brief taxonomy of digital payment systems that use tokens, and we…
Identification for Accountability vs Privacy
Nick Pope, Geoffrey Goodell
This document considers the counteracting requirements of privacy and accountability applied to identity management. Based on the requirements of GDPR applied to identity attribute…
A Scalable Architecture for Electronic Payments
Geoff Goodell, D. R. Toliver, Hazem Danny Nakib
We present a scalable architecture for electronic retail payments via central bank digital currency and offer a solution to the perceived conflict between robust regulatory oversig…
The Forgotten Preconditions for a Well-Functioning Internet
Geoff Goodell
For decades, proponents of the Internet have promised that it would one day provide a seamless way for everyone in the world to communicate with each other, without introducing new…
Decentralised Trust for the Digital Economy
Geoffrey Goodell
We propose a research initiative to explore and evaluate end-user technology, infrastructure, business imperatives, and regulatory policy to support the privacy, dignity, and marke…
A Digital Currency Architecture for Privacy and Owner-Custodianship
Geoffrey Goodell, Hazem Danny Al-Nakib, Paolo Tasca
In recent years, electronic retail payment mechanisms, especially e-commerce and card payments at the point of sale, have increasingly replaced cash in many developed countries. As…
A Decentralised Digital Token Architecture for Public Transport
Oscar King, Geoffrey Goodell
Digitisation is often viewed as beneficial to a user. Whereas traditionally, people would physically have to identify to a service, pay for a ticket in cash, or go into a library t…
Digital Currency and Economic Crises: Helping States Respond
Geoffrey Goodell, Hazem Danny Al-Nakib, Paolo Tasca
The current crisis, at the time of writing, has had a profound impact on the financial world, introducing the need for creative approaches to revitalising the economy at the micro…
Serverless Electronic Mail
Geoffrey Goodell
We describe a simple approach to peer-to-peer electronic mail that would allow users of ordinary workstations and mobile devices to exchange messages without relying upon third-par…
Privacy by Design in Value-Exchange Systems
Geoffrey Goodell
This article addresses some of the most contentious issues related to privacy in electronic payment systems, particularly the current zeitgeist of proposed solutions for central ba…
Data management for platform-mediated public services: Challenges and best practices
Agnieszka Rychwalska, Geoffrey Goodell, Magdalena Roszczynska-Kurasinska
Data harvesting and profiling have become a de facto business model for many businesses in the digital economy. The surveillance of individual persons through their use of private…
A Decentralised Digital Identity Architecture
Geoff Goodell, Tomaso Aste
Current architectures to validate, certify, and manage identity are based on centralised, top-down approaches that rely on trusted authorities and third-party operators. We approac…
Can Cryptocurrencies Preserve Privacy and Comply with Regulations?
Geoff Goodell, Tomaso Aste
Cryptocurrencies offer an alternative to traditional methods of electronic value exchange, promising anonymous, cash-like electronic transfers, but in practice they fall short for…