most citedPersistence versus stability for auto-regressive processes

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q-fin.ST2022★ 1 cited

On the Convergence of Credit Risk in Current Consumer Automobile Loans

Jackson P. Lautier, Vladimir Pozdnyakov, Jun Yan

Loan seasoning and inefficient consumer interest rate refinance behavior are well-known for mortgages. Consumer automobile loans, which are collateralized loans on a rapidly deprec…