Publications (6)
Intelligent Credit Limit Management in Consumer Loans Based on Causal Inference
Hang Miao, Kui Zhao, Zhun Wang +4
Nowadays consumer loan plays an important role in promoting the economic growth, and credit cards are the most popular consumer loan. One of the most essential parts in credit card…
A Semi-supervised Graph Attentive Network for Financial Fraud Detection
Daixin Wang, Jianbin Lin, Peng Cui +7
With the rapid growth of financial services, fraud detection has been a very important problem to guarantee a healthy environment for both users and providers. Conventional solutio…
Gaia: Graph Neural Network with Temporal Shift aware Attention for Gross Merchandise Value Forecast in E-commerce
Borui Ye, Shuo Yang, Binbin Hu +5
E-commerce has gone a long way in empowering merchants through the internet. In order to store the goods efficiently and arrange the marketing resource properly, it is important fo…
Explored An Effective Methodology for Fine-Grained Snake Recognition
Yong Huang, Aderon Huang, Wei Zhu +2
Fine-Grained Visual Classification (FGVC) is a longstanding and fundamental problem in computer vision and pattern recognition, and underpins a diverse set of real-world applicatio…
Large-scale Uncertainty Estimation and Its Application in Revenue Forecast of SMEs
Zebang Zhang, Kui Zhao, Kai Huang +3
The economic and banking importance of the small and medium enterprise (SME) sector is well recognized in contemporary society. Business credit loans are very important for the ope…
NetDP: An Industrial-Scale Distributed Network Representation Framework for Default Prediction in Ant Credit Pay
Jianbin Lin, Zhiqiang Zhang, Jun Zhou +5
Ant Credit Pay is a consumer credit service in Ant Financial Service Group. Similar to credit card, loan default is one of the major risks of this credit product. Hence, effective…